For the first half of my 20s, I thought about money in the same way you might think about grocery shopping or laundry — a chore, but not requiring more brain space than necessary to get food on the ...

As a credit card writer, I carefully curate my wallet. I have cash-back cards that earn rewards on everyday spending, travel cards with useful perks and other cards that I've picked up for one reason ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...