Anthony Mancuso, director, global head of risk modelling and decisioning at SAS, explains the importance of developing a fully capable credit modelling lifecycle to empower non-specialist personnel, ...

Terisa Roberts, SAS: The global pandemic has accelerated digital transformation in many organisations, including financial services, but it has also highlighted inefficiencies in the credit risk model ...

Kamakura’s approach to credit risk centres around innovative data analysis. This, and the wealth of data at its disposal, offers more accurate default probability reports and fiscal predictions ...

PARSIPPANY, N.J.--(BUSINESS WIRE)--Only 18 percent of fintechs and financial services organizations believe their credit risk models are accurate at least 75 percent of the time. The finding is ...

Using advanced mathematical modelling for calculating, predicting and evaluating risk is nothing new. Financial institutions of all kinds have long been using numerical libraries, whether home-grown ...

Predicting credit risk has always been a complex puzzle for financial institutions around the world. The global financial crisis made this painfully clear when even the most sophisticated banks ...

J. William Carpenter is an economist who writes financial topics. He is an author of published works for higher education and business clients. Credit risk analysts determine creditworthiness for ...