Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Roth conversion ladders create tax-free retirement savings but take a few years to implement. Here's how to start. Many, or all, of the products featured on this page are from our advertising partners ...

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been saving money in a tax-deferred retirement account (like a traditional ...

Converting a traditional IRA to a Roth IRA can help you minimize taxes in retirement. But executing the conversion ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

Considering a Roth IRA conversion before RMDs? Learn if paying taxes now to avoid them later is right for you.

When is a Roth conversion a good idea? Readers are confused about their strategies. Got a question about investing, how it fits into your overall financial plan and what strategies can help you make ...

A Roth conversion allows you to move funds out of a traditional retirement account and into a Roth. And that could be a smart ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

Non-spousal recipients of an inherited Roth IRA don't enjoy the same flexibility. Although distributions from them are still ...

I'm sorry you've had so much trouble with this topic-many retirees run into similar questions when planning Roth conversions around Medicare premium thresholds. Fortunately, the answer is pretty ...

Higher-income earners must make 401(k) catch-up contributions with after-tax dollars and place them in a Roth account.