Cross-testing is a technique advisers might want to consider for smaller plan sponsors with populations of older, higher-paid employees. Cross-testing combines profit-sharing contributions with ...

Moving your 401(k) plan between providers can seem daunting, but let's break down the services you might be switching, and how you can prepare for the transition of each one. Let's start with ...

Employers often provide an array of benefits to employees. One such benefit is a Health Flexible Spending Account (Health FSA). These accounts allow employees to contribute pre-tax dollars to be used ...

Non-qualified retirement plans refer to employer-sponsored retirement plans that do not meet the specific requirements and regulations set forth by the Internal Revenue Service (IRS) for qualified ...

PHOENIX--(BUSINESS WIRE)--While many people in the insurance industry believe that executive benefit plans are no longer viable in light of non-discrimination testing, there has actually been a huge ...