Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Mortgage rates spent much of 2025 drifting lower, hitting three-year lows more than once. Recently, we even saw several windows where buyers and refinancers could lock in rates below 6%. Yes, that’s ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

The decision to borrow from your accumulated home equity is dependent on multiple factors, not least of which is the borrowing environment. For instance, a cash-out refinance loan, in which homeowners ...