Been turned down for a credit card? You're not alone: With rising delinquencies and a $1.18 trillion debt load, issuers have tightened underwriting standards and, in late 2025, about one in five ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

When you need to build credit, a credit card is often the product you turn to. But if you don't want to have to go through a credit check, a debit card may be a better fit. The Mine credit builder ...

Kimberly Shearer is a credit cards enthusiast, family travel blogger and mom of three boys who lives in the Philadelphia area. She is an extreme couponer turned points and miles enthusiast who loves ...

For those who can qualify, the Santander Ultimate Cash Back card boasts a desirable suite of perks including a high rewards rate and a 0% APR offer — but both expire after 12 months. Many or all of ...