State minimum liability coverage checks the legal box, but real-world costs can easily go beyond that. 🛡️🚗✔️ Some drivers choose higher liability limits because medical care and vehicle repairs can add up quickly in the event of an accident. Reviewing your limits is an easy way to make sure your coverage still fits your needs and budget. Want to go over your coverage options? Talk to your local insurance agent today! #AutoInsurance #LiabilityCoverage #InsuranceDefinitions #ProtectWhatMatters |
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Let’s talk about minimum liability limits—what they are, how they work, and why they might not be enough if you’re in an accident. In Texas, the state minimum liability limits are 30/60/25: $30,000 for injury per person $60,000 total per accident $25,000 for property damage It’s what most people think of as “basic” or “legal minimum” auto insurance. And yes—it’s enough to register your car, get a loan, or avoid a ticket. But is it enough to actually protect you if you cause an accident? That’s w
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