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The government says people were using pensions to “avoid” inheritance tax. But is saving responsibly for 30 years really avoiding anything? Or is this simply another way to extract more from families who did everything right? Here’s why the April 2027 pension inheritance tax reform matters: 💰 Right now: Unused pension pots can usually pass to beneficiaries outside your estate. ❌ From April 2027: Unused pensions are expected to be included in your estate, meaning a potential 40% inheritance tax
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